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The Retirement Conversation Couples Keep Avoiding
As financial professionals, we spend much of our time helping our clients prepare for retirement. By the time most of our clients are within a few years of retirement, their savings are there, their investment accounts are in order,...
Read MoreKey Tax Law Changes to Higher Education Coming Soon
The recent U.S. tax legislation brings several education-related changes for students, parents, and colleges.
Read MoreFamily Wealth: Talking to Your Children About Inheritance
Generational wealth involves financial planning, where parents or grandparents pass wealth to loved ones after they die. Entrusting family members with receiving an inheritance is more than just getting a hold of assets or a check in the ma
Read MoreBond Yields Most Attractive in Decades
As of the halfway mark in 2025, bond yields have been the most attractive in decades. This comes on the tail of a period of the Federal Reserve aggressively tackling inflation.ᶦ For investors, higher yields suggest bonds are offering more w
Read MoreAre You Eligible for the No Tax on Tips Provision One Big Beautiful Bill Act 2025
The One Big Beautiful Bill Act (OBBBA) of 2025 introduces a new federal tax deduction for tip income. Effective from 2025 through 2028, eligible employees and self-employed individuals may deduct up to $25,000 in qualified tips earned in jo
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529 Plans vs. Other College Savings Options
529 plans can be a great way to save for college, but they're not the only way. Other college savings options include mutual funds, custodial accounts, and U.S. savings bonds.
Read MoreFundamental Concepts for New Investors
An understanding of the basic principles of investing combined with a bit of common sense will help you ask better questions and find a way through what may seem a maze of jargon.
Read MoreChoosing an Entity for Your Business
Now that you've decided to start a new business or buy an existing one, you need to consider the form of business entity that's appropriate for you. Basically, three separate categories of entities exist: partnerships, corporations,...
Read More529 Savings Plans vs. Prepaid Tuition Plans
Both types of 529 plans, prepaid tuition plans and savings plans, offer significant federal tax advantages, but they operate differently.
Read MoreSix Keys to More Successful Investing
Your chances of investing successfully may improve if you follow these basic principles.
Read MoreHow can a living trust help me control my estate?
Living trusts enable you to control the distribution of your estate.
Read MoreSocial Security Claiming Mistakes That Can Cost You Thousands – And How To Avoid Them
This article explains the factors to consider before you file for Social Security benefits. A married couple needs to look at their claiming decision as a joint life decision, not as an individual in a silo. As you work through this...
Read MoreFocus on These 5 Personal Finance Strategies to Secure Your Future
Five fundamental aspects of personal finance and strategies to improve how you manage them.Have you ever experienced having unpaid bills, mounting debt, or lost savings? Ever wondered why some people seem to have their financial lives...
Read More3 Tricky Decisions for Every Retirement Plan
Fewer retirees can rely on pensions, so more people have to find retirement income elsewhere and navigate issues like managing taxes while withdrawing from different kinds of accounts, when to take required minimum distributions, and...
Read MoreThink Your Retirement Savings Are Enough? Here’s the Average 401(k) for People in Their 60s
When retirement is right around the corner, you might find yourself thinking a lot about your retirement savings. How does what you have saved compare to other people your age? And how much do you really need for retirement?
Read MoreHow Scattered Retirement Accounts Can Hurt Your Financial Future
John D. Davis, founder and CEO of Legacy Wealth Management, talks about the hidden costs of scattered assets and how you can unlock clarity and confidence for the future.
Read MoreSay Goodbye To Traditional Retirement—Why It's More Difficult To Retire And What To Do About It
Key TakeawaysCompeting financial priorities are keeping Americans from saving for retirement.The traditional idea of retirement might work for some, but major shifts in the economy call for retirement to be approached differently...
Read MoreSimple Mistake Costs for Estate Planning Big Tax Break
The portability of the lifetime estate and gift tax exemption amount between spouses was introduced in the 2010 tax law. But details of portability aren’t well-known, and misunderstandings can cost an estate a lot of money.
Read MoreDid You Retire Too Soon? 3 Signs—And What To Do Now
More than half of Americans stop working earlier than they expected—and not always by choice. Whether you’re already retired or approaching that milestone, spotting the signs that you may have jumped too soon can help you get back on track
Read MoreUnderstanding Long-Term Care Insurance
Long-term care insurance helps pay the cost of long-term care if you can no longer perform the basic activities of daily living.
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